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如果36岁中年移民到加拿大，65岁退休。过去新移民每年收入有5万加币。加拿大退休后，退休金一个月多少？

好的，我们来详细计算一下你的退休金，包括加拿大退休金计划（CPP）、老年保障金（OAS）和老年低收入补助（GIS）。

1. 加拿大退休金计划（CPP）

假设新移民从36岁开始工作，每年收入5万加币，并且一直工作到65岁。我们估算的月退休金金额为1,041.67加币。

2. 老年保障金（OAS）

假设你在65岁时已经在加拿大居住了29年（从36岁到65岁），你可以领取全额OAS的29/40。2024年全额OAS的月金额约为615.37加币。

• 你的OAS金额 = 615.37 × (29/40) ≈ 446.14加币。

3. 老年低收入补助（GIS）

GIS的金额取决于你的收入和婚姻状况。假设你是单身，2024年单身人士的最高GIS金额约为1,023.88加币。GIS会根据你的其他收入进行调整。GIS会根据你的其他收入进行调整。

总计

CPP: 1,041.67加币/月

OAS: 446.14加币/月

GIS: 1,023.88加币/月（假设你没有其他收入）

总计：1,041.67 + 446.14 + 1,023.88 = 2,511.69加币/月

2,5511.69加币/月

请注意，这只是一个估算，实际金额可能会因其他因素而有所不同。建议你使用加拿大政府的退休收入计算器来获得更准确的估算。

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